CommonCents puts you in control of your personal finances by giving you a complete financial picture on one screen. You will know exactly how much money you have in every account and in every category of your budget.
CommonCents is based on the tried and true envelope budget system but with the benefits of modern technology such as connecting to financial institutions for transaction downloads, import transactions, automatic expense categorization, extensive reporting, and much more.
CommonCents is feature-rich, but simple enough that most people can get started quickly. Guided by the Setup Manager, you can be set up and using the software within a few minutes.
Powerful, time-saving features of CommonCents include:
Automatically download transactions from your banks
Import CSV, OFX, QFX, QIF, and XML data files
Automatically distribute income to envelope categories
Automatically clean up and categorize transactions
Schedule transactions and reminders
Split transactions into two or more envelopes
Transfer money from one envelope to another
Built-in ability to reconcile accounts
Built-in data backup and archiving
Set and manage goals
Produce highly customized reports
Encrypted data
...and more.
With CommonCents, every dollar that is deposited into an account also gets allocated to one or more budget envelopes (categories). Likewise, every dollar that is spent from an account comes out of one or more budget envelopes.
What makes CommonCents different is that it allows you to manage your money the way you live. You can see where you've been, know exactly where you are, and plan for where you want to be.
CommonCents is meant for anyone who desires to effectively manage their personal finances with the least amount of time required. It is being used by individuals and families of all ages in multiple countries around the world.
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